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Estate Planning Hub Site Policies

This is a free website for the visitor. We do the best we can to provide you with general, understandable information that will assist you in your search for estate planning information. For more about the "how and why's" of this site, check out About Us.

Obviously, we cannot be all things to all people. So, we have a disclaimer and other policies, without which, this site would not be possible. When you use this website you agree to certain terms of use. Those terms include your acknowledgement of, and agreement to, the site policies that follow.

TERMS OF USE AND DISCLAIMER

This website educates the general public – not lawyers or estate planning professionals. Because, complex legal issues are boiled down to understandable concepts – not every facet of the issue can be thoroughly addressed.

Attorneys and laymen alike are welcome to participate and post comments on the various forums on this site. However, no one is permitted to use Estate Planning Hub to solicit clients or practice law in any fashion. No one is paid for anything they write on this site.

The purpose of our forums is to stimulate discussion and share experiences regarding topics of interest. However, please note the submissions are not reviewed for legal accuracy. They may not apply to your situation and should not be considered legal advice. For specific legal advice you must consult with your attorney.

All comments or other information that you send to www.estate-planning-hub.com through our site (other than information we specifically, in writing, promise to protect) becomes and remains our property, even if this agreement is later terminated.

We don't have to treat any such submission as confidential. We are free to use any ideas you submit. If we use them, or anything like them, we don't have to compensate you or anyone else for them. We will have the exclusive ownership of all present and future rights to submissions of any kind. We can use them for any purpose we feel appropriate to our mission, without compensating you or anyone else for them. Often we publish reader submissions on the web site.

You acknowledge that you are responsible for any submission you make. You are responsible for the message, including its legality, reliability, originality, and copyright.

You may see advertisements on this website. As a matter of policy, this website does not recommend specific purchases. Rather, we provide information and choices so that readers can make informed decisions.

Throughout the site, links are provided to other sites for informational purposes. We obviously make no representations, whatsoever, about the accuracy or content of those sites. We are not responsible for any damages you feel occurred to you from using any such linked site.

Obviously, www.estate-planning-hub.com cannot give you legal advice. Only an attorney, you retain, licensed in your state can give you legal advice.

Estate planning laws are somewhat different in each of the 50 states. Also, these laws change from time to time. No one can stay abreast of all laws, and their amendments, in all 50 states. That would simply be impossible. We make no promises and provide no warranty (express or implied) about the accuracy or completeness of the information provided on this site.

It is important to recognize that there may be facts, circumstances, and other areas of the law, that may impact on your particular case, and are not contemplated or discussed on this site.

We are not, and cannot be, a substitute for legal advice you can only receive from your attorney. You cannot rely on information contained on this site for legal advice. Nothing on this site, or in any e-mail message, or any other communication from us, constitutes advice addressing any particular, personal situation. Furthermore, we never develop an attorney-client relationship or give legal advice. The only way you can obtain legal advice you can rely on is to obtain it from an attorney, licensed in your state, who has training and experience in estate planning.

This site does not provide any information about the laws of countries other than the United States.

The information on this site is not totally comprehensive. Some of it may not be accurate as it applies to you. It does not cover every issue that may be relevant to your situation. No warranty, expressed or implied, is made by the owners or authors of this site regarding use or application of the information on the site. Neither the owners of this site nor its authors can be responsible or liable for any damages that may possibly result from the use of any information on this site.

If you have any legal dispute with this site, by using this site, you agree that the dispute will be governed by the laws of the State of Virginia without regard to its conflict of law provisions. You agree to personal jurisdiction by, and venue in, the state courts of Virginia and federal courts located in the Eastern District of Virginia. You agree to indemnify and hold www.estate-planning-hub.com, its officers and employees, harmless from any loss, liability, claim or demand, including reasonable attorney's fees, made by any third party due to or arising out of your use of the site.


PRIVACY POLICIES

We recognize that your privacy is important. This document outlines the types of personal information we receive and collect when you use www.estate-planning-hub.com, as well as some of the steps we take to safeguard information. We hope this will help you make an informed decision about sharing personal information with us.

The search boxes on this web site are powered by Google Inc. You acknowledge and agree that Google’s privacy policy (located at http://www.google.co.uk/privacy.html) shall apply to your use of the Search Box and by using a search box you consent to Google using your personal data in accordance with its privacy policy.

www.estate-planning-hub.com strives to maintain the highest standards of decency, fairness and integrity in all our operations. Likewise, we are dedicated to protecting our customers', consumers' and online visitors' privacy on our website.


Personal Information

www.estate-planning-hub.com collects personally identifiable information from the visitors to our website only on a voluntary basis. Personal information collected on a voluntary basis may include name, postal address, email address, company name and telephone number.

This information is collected if you request information from us, participate in a contest or sweepstakes, and sign up to join our email list or request some other service or information from us. The information collected is internally reviewed, used to improve the content of our website, notify our visitors of updates, and respond to visitor inquiries.

Once information is reviewed, it is discarded or stored in our files. If we make material changes in the collection of personally identifiable information we will inform you by placing a notice on our site. Personal information received from any visitor will be used only for internal purposes and will not be sold or provided to third parties.


Use of Cookies and Web Beacons

We may use cookies to help you personalize your online experience. Cookies are identifiers that are transferred to your computer's hard drive through your Web browser to enable our systems to recognize your browser. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize the sites pages, or register with any of our site's services, a cookie enables www.estate-planning-hub.com to recall your specific information on subsequent visits.

You have the ability to accept or decline cookies by modifying your Web browser; however, if you choose to decline cookies, you may not be able to fully experience the interactive features of the site.

A web beacon is a transparent image file used to monitor your journey around a single website or collection of sites. They are also referred to as web bugs and are commonly used by sites that hire third-party services to monitor traffic. They may be used in association with cookies to understand how visitors interact with the pages and content on the pages of a web site.

We may serve third party advertisements that use cookies and web beacons in the course of ads being served on our web site to ascertain how many times you've seen an advertisement. No personally identifiable information you give us is provided to them for cookie or web beacon use, so they cannot personally identify you with that information on our web site.

Browsers can be set to accept or reject cookies or notify you when a cookie is being sent. Privacy software can be used to override web beacons. Taking either of these actions shouldn't cause a problem with our site, should you so choose.


Non-Personal Information

In some cases, we may collect information about you that is not personally identifiable. We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users' movements around the site and to gather demographic information about our user base as a whole. The information collected is used solely for internal review and not shared with other organizations for commercial purposes.


Release of Information

If www.estate-planning-hub.com is sold, the information we have obtained from you through your voluntary participation in our site may transfer to the new owner as a part of the sale in order that the service being provided to you may continue. In that event, you will receive notice through our website of that change in control and practices, and we will make reasonable efforts to ensure that the purchaser honors any opt-out requests you might make of us.


How You Can Correct or Remove Information

We provide this privacy policy as a statement to you of our commitment to protect your personal information. If you have submitted personal information through our website and would like that information deleted from our records or would like to update or correct that information, please use our Contact Us page.


Agreeing to Terms

If you do not agree to www.estate-planning-hub.com’s Privacy Policy as posted here on this website, please do not use this site or any services offered by this site.

Your use of this site indicates acceptance of this privacy policy.


Children's Online Privacy Protection Act

This website is directed to adults; it is not directed to children under the age of 13. We operate our site in compliance with the Children's Online Privacy Protection Act, and will not knowingly collect or use personal information from anyone under 13 years of age.


Updates and Effective Date

www.estate-planning-hub.com reserves the right to make changes in the above policies. If there is a material change in our privacy practices, we will indicate on our site that our privacy practices have changed and provide a link to the new privacy policy. We encourage you to periodically review this policy so that you will know what information we collect and how we use it.


COPYRIGHT

All content on www.estate-planning-hub.com is copyrighted under United States copyright laws. You are allowed to use any material on the site for your own personal informational purposes. However, you may not use it for commercial purposes without express written approval from www.estate-planning-hub.com. Information on this site cannot be posted on another web site without prior, written approval from us.


Our mailing address is:

Estate Planning Hub
4384 Kevin Walker Drive
PMB # 138
Montclair, VA 22025

Of course you can always reach us by use of our Contact Us form.


Your use of this web site constitutes your agreement to the terms listed above.



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