What if not in a nursing home?

by Spanky

I receive SSDI SSI and receive medicare and medicaid. My wife is about to receive a beneficiary payout from her mothers life insurance policy. We live together and have a 13 year old son. I am pretty sure I will lose my SSI but will I still receive SSDI and medicaid/medicare?

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Feb 29, 2016
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SSDI vs SSI vs Medicaid/Medicare
by: Gabriel Heiser

As you mentioned, you may well lose your SSI because it is "means tested," i.e., the program looks at your income and assets before awarding eligibility. SSDI, on the other hand, does not depend on your assets and income.

Medicare also is not means tested. Medicaid, however, like SSI, requires that you have very low assets ($2,000 if single, $121,220 for a married couple). However, once one spouse begins receiving Medicaid, the assets of the other spouse are no longer considered, so an insurance payout (or inheritance) received by the at-home spouse will not affect the eligibility of the other spouse.

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--by Beth Heikkinen
Marquette, Michigan

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