Can Mother Have Irrecocable Trust and Qualify for Medicaid?

by Ms. Joan

my mother is 83 and in an assisted living facility. she has alzheimers. she has approximately $65,000 total. can she get an irrevokable trust so that she could qualify for medicaid waiver? this trust would be used for her medical expenses.

thank you!

Comments for Can Mother Have Irrecocable Trust and Qualify for Medicaid?

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Feb 11, 2011
irrevocable trust and Medicaid
by: Anonymous

A transfer into an irrevocable trust is typically treated as a transfer for Medicaid eligibility purposes, and thus would be subject to causing penalties should the transferor (i.e., your mother) apply for Medicaid within 5 years of the transfers into the trust.

At this point, it is doubtful that an irrevocable trust can be of benefit to her. It is more useful for someone who is looking at nursing home care more than 5 years away.

--K. Gabriel Heiser, attorney
author "How to Protect Your Family's Assets from Devastating Nursing Home Costs: Medicaid Secrets" (

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Marquette, Michigan
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